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A resident checking utilities and payments on her phone at an estate in Lagos at dusk

Estate management & utility payments

Run your estate with clarity, control and flexible payments.

Ovend brings residents, utility billing and collections into one platform — with payment options that fit how your estate actually works.

Online paymentsDirect bank transferSmart-meter vending

Built for Nigerian estates
Online & bank-transfer collections
Resident self-service on web and mobile
A complete, auditable payment record

Estate intelligence

See the whole estate at a glance.

Collections, properties, residents and utility activity — laid out so an estate manager can answer any question in seconds.

  • Collections

    Every payment — confirmed, pending or failed — in one ledger your whole team can trust.

  • Properties & residents

    See who is registered, which meters are assigned, and where an estate still needs attention.

  • Utility activity

    Follow purchases by commodity, method and date, with the commercial rate recorded on every transaction.

  • Operational clarity

    Filter, search and reconcile without exporting to a spreadsheet first.

The Ovend estate dashboard on a laptop and tablet showing collections, payment status, property status and utility usage
Illustrative interface — figures shown are examples.

Flexible payments

Collect the way your estate prefers.

No two estates collect alike. Ovend lets each estate choose its payment setup — and change it as the community grows.

Three Ovend payment options — online payments managed by Ovend, online payments on the estate's own account, and direct bank transfer — beside the admin dashboard and the resident mobile app
Managed by Ovend

Online payments, handled for you

Residents pay online through Ovend's payment account with settlement going to your estate's bank account. No payment-provider account for you to set up.

Your account, your control

Online payments on your own Paystack

Connect your estate's own Paystack account. Payments land directly with you, under your merchant account and your dashboard.

Trusted & familiar

Direct bank transfer

Residents pay into your estate account, and your admin confirms receipt before the utility is delivered. Ovend never touches the money.

Mix and match

Online only. Bank transfer only. Or both — residents see only what your estate has switched on.

Online onlyBank transfer onlyBoth
A resident using the Ovend app on her phone outside an estate building, with utilities, payments and property cards floating beside her

Resident experience

Utilities, paid in a few taps.

  1. 01

    Choose the utility

    Select your estate and meter, and see the current rate straight away.

  2. 02

    Know the exact amount

    Enter what you want to spend and see the units you will receive — before you pay.

  3. 03

    Pay the way your estate allows

    Pay online, or by bank transfer — whichever your estate has switched on.

  4. 04

    Token and history, kept for you

    Your token arrives on confirmation, and every purchase stays in your payment history.

See the resident experience

Onboarding & readiness

From setup to go‑live, with nothing left to guess.

Set up your estate, configure your rates and payment methods, and Ovend shows exactly what remains before residents can start paying.

  • Estate details and branding
  • Utility rates for each commodity
  • Properties, houses and residents
  • Payment methods and bank details
  • A readiness check before go-live
Plan your estate's launch
Ovend estate setup: creating an estate, configuring utility rates, onboarding properties and a readiness checklist ending in Ready to Launch
Illustrative interface — rates and figures shown are examples.

Why Ovend

Made for the way estates really run.

01

Built for estates, not retrofitted

Estates, houses, meters, residents and estate admins are the foundation — not a bolt-on to a generic billing tool.

02

A collections experience residents trust

Clear amounts, clear units, a real receipt and a history that matches what actually happened.

03

Visibility across operations

One ledger for online and bank-transfer payments, so reconciliation stops being a monthly project.

04

Payment flexibility by design

Each estate chooses how it collects. Change your setup as your community grows — without changing platform.

Get started

Bring clarity to your estate.

Tell us about your estate and we will walk you through Ovend — payments, utilities and onboarding — tailored to how your community runs.